Gulf bank SMS · no login required

Track spending automatically from your bank alerts.

Budgify reads your bank SMS, categorizes every transaction, and shows what you spend by day, week, or month — no PDF uploads.

No bank login required Auto-categorized transactions Day, week & month views
TLS encrypted
SMS processed securely
No data selling
Reports in under 2 minutes
3 steps. Under 2 minutes.

From bank alert to budget update

Connect your phone once. Every purchase SMS updates your dashboard automatically.

1

Set your budget

Enter your monthly income and split it across Needs, Wants, and Savings. Budgify applies UAE-weighted category budgets you can tweak.

Needs 50%Wants 30%Savings 20%

Income → Budget → Connect

2-minute onboarding

Budget ready

12 categories weighted

Bank SMS received...
Parsing amount & merchant...
Matching category rules...
Updating budget progress...
Dashboard refreshed...

85% complete

2

Bank SMS arrives

Your iOS Shortcut forwards ENBD purchase alerts to Budgify. We parse the amount, categorize the merchant, and update your running budget — usually in under a second.

<1s

SMS to dashboard

ENBD

first bank supported

3

See where you stand

Your dashboard shows Needs/Wants/Savings progress with day, week, and month views. Know instantly if you're on track — e.g. "72% of Wants budget on the 15th."

Real-time spend vs category budget
Day, week, and month navigation
Weighted UAE category defaults
No empty state — budget visible from day one
Edit categories when rules miss

Spending

8,895

Saved

10,105

Daily Avg

297

Score

84

Budget Health

Needs6,635 / 9,500
Wants1,945 / 5,700
Savings10,105 / 3,800

This month

Dining spend is down 23% — you're on pace to hit your savings target two months early.

Privacy by design

Your data stays yours

Bank alerts are processed securely. We never store your login or sell your data.

Encrypted in Transit

All connections use TLS encryption

No Bank Connection

We never access your bank account

Minimal Data

Only what your SMS alert contains

No Data Selling

Your data is never sold to third parties

Ready to track spending automatically?

Connect your bank alerts and see every transaction categorized.